We know a family down the road that are really good people, but they are down on their luck recently. They missed a couple of payments on credit cards, had some days when the father could not work due to the rains, and pretty soon they were in a deep financial hole of debt.

Then, the mother developed a medical condition (which included a severe persistent headacke and unbearable skin itching) that required some expensive prescription medications. There was no way they could afford those drugs, pills, ointments and medical procedures.

They found a way to get some free medicines that really helped them out. The drug companies actually give away free prescription medicines, and there are some charities and clinics that help out people in need.

The folks down the road are still struggling, but I think they will make it.